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Personal Loans – There is a family or medical emergency and you don’t have enough funds, so what do you do? You have planned to buy your dream home and are short of a few hundred pounds, where do you go? You have almost repaid the entire amount of your last loan and are short of funds for paying off the final instalment, where do you get the money from instantly? Don’t worry! We have just the solution for you.

We have a dedicated team of professionals from the finance industry who can help you find online personal loan with bad credit as and when you need it.

If you are in need of small cash loans, these professionals can help you find the one that suits your need the most.

You are probably wondering what are really offering – a loan or a service? We are actually offering the best of both the worlds! We offer you the service of finding some of the top leaders who can reach out to you with different types of loans. You don’t even have to move out of your home to look for a loan instead the lenders will approach you with their deals and offers. Sounds Interesting? Finding Personal loans with no guarantor and bad Credit for You Everyone who needs a cheap loan but the truth is that they don’t come with the “one size fits all” theory. The cheapest personal loans are created keeping in mind specific criteria and hence will vary from individual to individual.

Unsecured Personal Loans with Individual Approach

The question is how can we find cheap and unsecured personal loans for you in the UK? This will depend purely on the information you provide regarding:

  • The amount you want to borrow (min 500 Pounds)
  • The time you require to repay the Loan

The above information will help our team of experts to find loans that fulfil the conditions. Our loans equally serve the concerns of bad credit people by providing unsecured personal loans with bad credit and no guarantor. While searching for the best loan, we will also ensure you get offers with some of the lowest annual percentage rate (APR) for the said amount as well as repayment period specified by you. The annual percentage rate will take into account any setup fee as well as the cost of interest on your unsecured loans.

Can You Apply for Personal Loan for People with Bad Credit?

There are several aspects that need to be considered before you can apply for loans. The most important aspect is eligibility and the requirements are:

  • You should be over 18 years of age
  • You need to be an UK resident for a minimum time period of three years
  • You should have a regular income of £8,000 or more a year (This excludes unemployment benefits)
  • You should have a good credit rating

You should not have worst credit rating if applying for personal loans for people with bad credit.

If you qualify all these parameters, you can submit your loan application online. The procedure is simple, swift and devoid of documentation. No physical verification is there to delay the process. The decision on approval comes on the same day followed by a timely disbursal. Your time is precious and we know that.

Now, if you are wondering how you will get an unsecured loan with poor credit rating, we are here to help you.  You can apply for unsecured personal loans for unemployed and bad credit people. Some of the salient aspects of this type of loan include:

  • You don’t need to put up your property or valuables as mortgage against the loan
  • You can borrow from £500 – £24,999 as standard unsecured loan and can even borrow as much as £50,000
  • You can choose your repayment terms from 1-7 years
  • You can get cash instantly
  • You can enjoy best low rate of 5.7% – 7.4% APR representative